Let’s Break Down Risk, Timing & Strategy 📊💡

Fear-Free Investing Starts Here!

July 09, 2025

Hey Cashed In Crew,

After Episode 9’s deep dive on investing without the emotions, I wanted to make sure you had a clear, beginner-friendly breakdown to keep this strategy going strong.

Because here’s the truth:
We don’t build long-term wealth by reacting—we build it by planning. 💼📈

So today, I’m giving you a simplified look at the 3 keys to investing with confidence:

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🧠 1. Risk Tolerance
Ask yourself:

  • How would I feel if this investment dropped 20%?

  • Could I sleep at night, or would I freak out?

🔑 The higher the risk, the higher the reward—but only if you can ride it out.

———

🕰️ 2. Time Horizon
This is how long you plan to leave your money invested.

  • Short-term (1–3 years)? Keep it low risk.

  • Long-term (10+ years)? You can take on more growth-based options.

🔑 Time reduces risk. The longer you wait, the more room your investments have to bounce back and grow.

———

📊 3. Strategy
It’s not about picking the perfect investment. It’s about being consistent.

  • Auto-invest monthly

  • Rebalance every 3–6 months

  • Ignore the hype. Trust your plan.

🔑 Your strategy is your anchor in a loud, emotional market.

———

💬 Reminder:
You don’t need to have it all figured out to start. You just need to start—with clarity.

🎧 Missed the episode? Catch Episode 9 here: 

💼 Want a printable cheat sheet for risk + strategy? Let me know—I’ll drop one in next week’s email!

With confidence & calm,
Mo Money💟

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