Let’s Clear This Up: Which One Builds Wealth Better? 🧐

Roth IRA vs. 401(k)? Here’s the Cheat Sheet 🧾

June 11, 2025

Hey Cashed In Crew, 

After Monday’s episode, I know a lot of y’all are feeling clearer, bolder, and ready to really make those retirement accounts work for you.

But I also heard you asking:
👉🏾 “What’s the difference between a Roth IRA and a 401(k)?”
👉🏾 “Can I have both?”
👉🏾 “Which one is better for the soft life I’m building?”

So today, I’m giving you a ✨ free cheat sheet ✨ that breaks it all the way down.

✅ Side-by-side comparison
✅ Tax rules explained
 ✅ Access + control differences
 ✅ Why the Roth might be perfect for you—and when to say yes to that 401(k) match too

(Save it. Study it. Screenshot it for your accountability bestie.)

📌 Remember: You’re not behind, you’re just getting informed.
Your money doesn’t need to be perfect to get started—it just needs direction.

You’re building legacy, not just following trends—and I’m so proud of the steps you’re taking.

💖 With strategy & love,
Mo Money💟

———
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